Dues tracking and announcements for small self-managed HOAs
A simple portal for volunteer HOA boards: dues ledger, online payments, announcements and request forms.
- Micro-SaaS
- Business & Finance
- Medium build
- 2-3 months (solo)
- Researched by ProjPilot
The problem
Small homeowner associations are often run by volunteer boards with spreadsheets, paper checks and long email threads. Property-management software is built for professional managers running many communities. Volunteers need something a new board member can learn in an afternoon, at a price a 30-home association will approve.
For: Volunteer HOA board members · Condo associations under 100 units · Neighborhood associations
Why now
The Foundation for Community Association Research estimates 373,000 US community associations with 78.1 million residents, and says 30-40% of associations are self-managed, without a professional manager.
Demand signals
Monthly Google searches in the US, pulled 2026-09-24. These are the words people with this problem actually type.
What exists already
- PayHOA ↗Full-featured and built for self-managed HOAs, but $49/month billed yearly even for 25 units; no free plan.
- HOA Express ↗Free website plan for up to 50 households shows ads; online dues and custom forms need Engage ($21/month billed yearly for 25 households).
- Buildium ↗Property-management suite; association pricing is only available by phone.
- HOA Start ↗Website, dues and voting; prices are not published and plans are billed yearly.
MVP scope
- Homeowner directory and dues ledger with balances
- Online dues payment by ACH or card, with autopay
- Announcements by email and SMS; document library
- Architectural and maintenance request forms with board votes
- Scheduled late-payment reminders
- Year-end financial summary export for the treasurer
How it could make money
- Flat $19/month for up to 50 homes
- $39/month for up to 150 homes; payment fees passed through at cost
Suggested stack
- Laravel
- Stripe (ACH + cards)
- Postgres
- Twilio for SMS
Comments 0
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